Reloadable Prepaid Debit Card

Prepaid Debit Cards are part of the fastest growing segment in payment solutions*. It is a must have for financial institutions looking to provide products and services to the under served and unbanked in their markets.

Whether you’re looking to reach the unbanked or under served markets in your community, or you want an alternative product to offer an individual who does not qualify for a credit or debit card — the Prepaid Debit Card serves multiple needs.

  • If you are a smaller institution, you’re going to like the low cost of entry that allows you to provide a service generally found at larger banks while adding a revenue generator to your product mix.
  • If you are a larger institution, you will like the turnkey, no hassle and low risk product solution that allows you to expand your current prepaid products.
  • Prepaid Debit Card holders will like the convenient and secure alternative to carrying cash. It’s also a great budgeting tool for themselves and their families. And they can reload their prepaid card using direct deposit from their place of employment.

A Prepaid Debit Card Program made convenient and easy for financial institutions

We have created a turnkey Prepaid Debit Card program that a financial institution can implement quickly and administer with low risk, low overhead and no additional infrastructure. Our program provides the BIN, Visa and network reporting and back-office work, even chargeback processing.

A Prepaid Debit Card Program made convenient and easy for consumers

Our Reloadable Visa Prepaid Debit Card can be used anywhere Visa debit cards are accepted and at any Visa or Cirrus ATM worldwide. Buyers load a prepaid debit card with any dollar amount and have unlimited reloads.

A turnkey program at its best

  • Your Prepaid Debit Card program can be up and running in no time. Our superior customer service model, hands on training and on-going support provide you a prepaid program that is operationally efficient with low overhead and no additional infrastructure.
  • Existing Harland Clarke Gift Card clients can easily add the Prepaid Debit Card to their product offering. Our Prepaid Debit Card program uses the same web-based platform allowing employees to use the same username/password as they do for our gift card program.
  • The Prepaid Debit Card program can be purchased separately or with any other Harland Clarke prepaid program (Gift Card and Visa TravelMoney®).
  • Prepaid Debit Card holders have access to customer service support 24x7 through a user friendly website, IVR or live agents. Cardholders can check their balance, transaction history, change their PIN, report lost or stolen cards, and settle disputes without having to contact the financial institution.

The cards can be reloaded at any participating financial institution, using direct deposit through their employer and/or at any merchant that displays the Visa ReadyLink logo. A complete list of Visa ReadyLink merchants and locations is available at

Provide your potential account holders with financial convenience and stability

When the unbanked or under served come into your financial institution, you can now provide them a product and service instead of turning them away empty handed. The Prepaid Debit Card is the perfect turn-down solution for those who do not qualify for a credit or debit card. The Prepaid Debit Card provides financial freedom with:

  • No banking account required
  • No credit checks

Account holders will appreciate this valuable financial tool which could help them (1) budget their finances, and (2) provide their families with a strong start to financial responsibility. All with the peace of mind that comes with using a Visa Debit Card.

Why Harland Clarke?

Harland Clarke Card Services is a leader in offering prepaid products to financial institutions. Our turnkey, low risk, hassle-free programs have set the standard in program quality, efficiency and customer service. We continue to improve our programs with more robust reporting, the highest security, inventory management, and marketing. Additionally, we continuously look for ways to better our programs and enhance our clients’ experience.

As the demand for prepaid cards continues to grow, your financial institution will want to stay on the forefront of this product.  Keep your existing account holders satisfied and prevent them from going to your competition. Provide the perfect turndown solution to those unbanked and under served in your market.

Reloadable Visa Prepaid Debit Cards will provide your financial institution the right tools to provide financial freedom and security to your financial community.

Start your Reloadable Visa Prepaid Debit Card program today!

To learn more contact your account executive, call Card Services at 1.800.277.7637, e-mail us at or visit our website,

*CU Magazine, Prepaid Cards: The Next Profit Center. Bill Mathis

**Visa and Cirrus are trademarks of their respective companies.