Quickly Find Account Holders and Prospects Who are Ready to Refinance

Refi Genius is a comprehensive loan refinance marketing solution — for mortgage, home equity, HELOC and auto — that identifies and targets account holders and prospects with loans at competing financial institutions that can save money each month by refinancing with you. Highly predictive, upfront analysis helps you target high-quality borrowers who meet your underwriting criteria. Plus, you reach them at the point when they are most likely to accept an offer to refinance. Refi Genius calculates a savings total or lower payment – included in your initial direct mail piece. Extending this personalized offer increases the likelihood that candidates will accept and generates higher campaign response rates.

The Harland Clarke Refi Genius Advantage

  • Your loan criteria – automatically eliminates account holders who will not qualify according to specific underwriting criteria
  • Identifies consumers most likely to accept refinance offers
  • Turnkey, fully managed solution sends prescreened, personalized savings offers



Learn More

Account holders with loans at other financial institutions make great prospects for refinance offers with lower payments. Download the sales sheet

Loan Refinance Marketing Program Generates Millions in New Loans
In its first 12 months, a campaign with Refi Genius generated more than $11 million in funded loans, including $5.5 million in mortgage loans, more than $3 million in auto loans and more than $2.3 million in home equity loans. Download the case study


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